Here are the terms and conditions. You must scroll to the end of this content to agree to the terms.

Terms and Conditions
Last Updated: 08 April, 2025


Welcome to EMEKASPORTFOLIO LIMITED. By purchasing or using any of our digital research resources or related products, you agree to comply with the following Terms and Conditions.

1. Product Information

1.1 Product Description
EMEKASPORTFOLIO LIMITED offer digital research resources to individuals and businesses. While we strive to provide accurate product descriptions, including their purpose, contents, and scope, we do not guarantee that the resources will measet your specific requirements or expectations.

1.2 Pricing
prices are exclusive of taxes (e.g., VAT). The final price may vary based on your location and applicable tax rates. Customers asare responsible for any taxes relevant to their purchase.

1.3 Product Labels and Claims
We ensure that all product descriptions, labels, and marketing materials are accurate. However, we do not claim ownership over the knowledge or resources provided in these products unless otherwise stated. The content is intended for informational purposes only, and we disclaim responsibility for any misunderstandings or misuse if the product is used for unintended purposes.

2. Company Policy
2.1 Refunds and Returns
Due to the digital nature of our products, refunds are not offered once a product has been delivered. However, exceptions may apply if:

• The product is not as described.
• The product is corrupted or inaccessible through no fault of the customer.

To request a refund, contact us within 7 days of purchase with supporting evidence.

2.2 Intellectual Property
While we own the rights to the digital delivery and packaging of the products, we do not claim ownership of the underlying knowledge, data, or research contained in them. The resources provided may include third-party materials that remain the intellectual property of their respective owners.

2.3 Usage Restrictions
Our research products are for informational, academic, or business analysis purposes only. They are not intended to provide legal, financial, or professional advice unless explicitly stated. You may not use the products for commercial purposes, including reselling, redistribution, or further licensing, unless authorized.

3. Data Protection and Privacy
3.1 Data Collection
We collect personal and payment information necessary to process and fulfil your order. By using our services, you consent to the collection and use of your personal data in accordance with our Company Privacy Policy.

3.2 Data Accuracy and Security
Data Accuracy and Security
We strive to maintain the accuracy and security of your data. We take reasonable measures to protect your data and retain it for as long as necessary to fulfil legal or business obligations.

3.3 Your Rights
You have the right to access, rectify, or delete your personal data under applicable laws. For data protection related requests, contact us at customerservice@emekasportfolio.co.uk

4. Liability Disclaimer
4.1 Disclaimer of Liability
EMEKASPORTFOLIO LIMITED is not liable for any loss, damage, or liability resulting from:

• The use of our research products in business, investment, or professional decisions.
• Delays or errors in product delivery caused by third-party platforms or services.
• Incorrect or incomplete user-provided information.
• Any direct or indirect consequences from relying on the resources provided.

4.2 No Warranties
We make no warranties or representations regarding the accuracy, reliability, or completeness of the products, nor do we guarantee that they will meet your specific needs. Products are provided "as is" without any warranty, express or implied.

5. Right to Cancel
Standard Right You may cancel your order within 14 days of receiving the product or contract confirmation. No reason is required within this period.

5.2 Digital Goods Exception
By downloading digital content, you waive your right to cancel under the Consumer Contracts Regulations 2013, as digital content is exempt once accessed or downloaded.

6. Refunds
Refunds may be granted if:

• The product was not delivered.
• product was defective or misrepresented.
• A valid cancellation request was made within the applicable time frame.

Refunds will not be granted once a digital product is downloaded, unless defective or not as described.

7. GDPR Compliance
7.1 Compliance
EMEKASPORTFOLIO LIMITED is registered with the Information Commissioner’s Office (ICO) and processes personal data in compliance with the UK GDPR and Data Protection Act 2018.

7.2 Use of Personal Data
We only collect personal data to process and deliver your order, maintain records, and comply with legal obligations. We do not share your data unless required by law or with your explicit consent.

7.3 Your Rights
Under GDPR You may:

• Access, correct, or delete your personal data.
• Restrict or object to how we use your data.
• Withdraw consent at any time.

To exercise these rights, please contact us at customerservice@emekasportfolio.co.uk

8. Online and International Sales
8.1 Online Sales
We present clear terms prior to checkout and ensure that you receive confirmation of your order and contract.

8.2 International Sales
When selling outside the UK, we comply with applicable VAT and export regulations. Customers are responsible for any duties or import taxes.

9. Cookies and Website Use
We use essential cookies to ensure website functionality. Additional cookies may be used to monitor visitor behaviour and improve service delivery. You may accept or reject non-essential cookies. For more details, refer to our Company Privacy Policy and Cookie Notice.

10. Governing Law
These Terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of UK courts.

11. Contact Us
For inquiries or to exercise your rights under these Terms, please contact:
EMEKASPORTFOLIO LIMITED
Email: customerservice@emekasportfolio.co.uk
Business Number:
16352190 72 Emerald House,
15 Lansdowne Road, Croydon.
CR0 2NZ.

Decline Agree